In this episode of Hub City Now with Tyrone Tony Reed Jr., the hosts interviews: Liliana Tschanett, Public Affairs Specialist, Field Operations Center - East, Office of Disaster Recovery & Resilience (ODR&R), U.S. Small Business Administration and Retired Army Lt. Col. Jack Pagano, ran a TV station in Afghanistan, and is now the COO-Chief operating Officer for Shamshad Radio Television Network, an over-the air and satellite television channel in Afghanistan, and is part of the FEMA Response Strike Team.

The pair were on the show to talk about disaster assistance offered by SBA in Tennessee in your area after the natural disaster that occurred from March 31 – April 1, 2023.

The disaster declaration covers Cannon, Hardeman, Hardin, Haywood, Lewis, Macon, McNairy, Rutherford, Tipton and Wayne counties in Tennessee, which are eligible for both Physical and Economic Injury Disaster Loans from the SBA.

Small businesses and most private nonprofit organizations in the following adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans (EIDLs): Bedford, Chester, Clay, Coffee, Crockett, Davidson, Decatur, DeKalb, Fayette, Henderson, Hickman, Jackson, Lauderdale, Lawrence, Madison, Marshall, Maury, Perry, Shelby, Smith, Sumner, Trousdale, Warren, Williamson and Wilson in Tennessee; Lauderdale, in Alabama; Crittenden and Mississippi in Arkansas; Allen and Monroe in Kentucky; and Alcorn, Benton, Tippah and Tishomingo in Mississippi.

What’s available:

Only Primary Counties, including Mobile in the declaration can apply for the following loans with SBA:

1.       Business Physical Disaster Loans – Loans to businesses to repair or replace disaster-damaged property owned by the business, including real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible. Private, non-profit organizations such as charities, churches, private universities, etc., are also eligible. Max. loan 2 million dollars.

2.       Home Disaster Loans – Loans to homeowners or renters to repair or replace disaster-damaged real estate and personal property, including automobiles. Residents that sustained physical damages need to register with FEMA first. Max. loan $200,000 for homeowners (primary residence) & $40,000 for personal property including renters.

The filing deadline to return applications for physical property damage is June 6, 2023.

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans (EIDLs) to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.

All businesses and private non-profit organizations qualifying in primary counties (including Tipton and Haywood) and contiguous counties (including Shelby (Memphis), Lauderdale and Fayette) may apply with SBA for EIDL without any proof of physical damages.

1.       Economic Injury Disaster Loans (EIDL) – Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period. Max. loan 2 million dollars.

The deadline to return economic injury applications is January 8, 2024.

SBA is operating since April 11, 2023 one Business Recovery Center to assist business owners and residents in filling out a disaster loan application and providing one-on-one help and program information. The center is operating as indicated below until further notice:

In this episode of Hub City Now, you’ll hear host Tyrone Tony Reed Jr’s interview with returning guest author Aurion Blanchard a.k.a A. Monae, author of A Physical Love Letter to the Black Man Only: Devotions of Intimacy, which on Valentine’s Day this year.

You’ll hear A. Monae speak about what’s happened to her since releasing her book, the advice she gives other writers and her thoughts on the controversial Kevin Samuels who recently passed.

You can find Aurion Blanchard a.k.a A.Monae on the following social media platforms:

To pre-order book: direct.me/aurionmonae

Instagram: @aurion_monae

Facebook: Aurion Monae

Facebook Group: Devotions to the Black Man

Twitter: Aaurion_monae

Tik Tok: @aurion_monae